A 67-year-old client asks which part of Medicare pays for hospital stays. The nurse should answer:
Part C
Part A
Part B
Part D
The Correct Answer is B
A. Part C: This refers to Medicare Advantage plans, which are private insurance alternatives that bundle various benefits together. While they cover hospital stays, they are not the foundational part of the federal program dedicated to inpatient services. Part C often includes additional benefits like dental or vision but functions as an optional managed care model.
B. Part A: This component is specifically designated as hospital insurance for beneficiaries aged 65 and older. It covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health services. Enrollment is typically automatic for those who have paid sufficient payroll taxes throughout their working lives, ensuring basic acute care coverage.
C. Part B: This portion of Medicare covers medical insurance, including outpatient services, provider visits, and durable medical equipment. It handles the professional fees and preventative screenings rather than the facility costs associated with an overnight hospital admission. Beneficiaries usually pay a monthly premium for this coverage, which complements the hospital insurance.
D. Part D: This refers to the optional prescription drug coverage provided through private insurance companies approved by Medicare. It helps beneficiaries lower their out-of-pocket costs for pharmacological agents but does not cover the physical room and board of a hospital stay. It is strictly limited to the management of outpatient medication expenses and formularies.
Nursing Test Bank
Naxlex Comprehensive Predictor Exams
Related Questions
Correct Answer is C
Explanation
A. Replace facility policies: Facility policies are internal rules that must operate within the boundaries of the law but cannot supersede state legislation. While policies provide specific operational instructions, the Nurse Practice Act serves as the superior legal authority. Nurses must comply with both, but the legal scope of practice is defined by the state.
B. Are optional practice recommendations: These acts are statutory laws enacted by state legislatures and are mandatory for all nurses practicing within that jurisdiction. Failure to adhere to the provisions of the Nurse Practice Act can lead to legal action or loss of licensure. They are not mere suggestions but are the legal foundation for professional accountability.
C. Establish legal guidelines for nursing practice within each state: These acts define the scope of practice, educational requirements, and title protection for nurses to ensure public safety. Each state has the authority to regulate nursing to protect its citizens from unskilled or unsafe practitioners. This legal framework outlines what a nurse can and cannot do in their professional role.
D. Provide national competency standards: While there are similarities across states, Nurse Practice Acts are state-specific laws rather than a single national standard. Organizations like the American Nurses Association provide professional standards, but the legal authority remains with the individual states. Nurses must be familiar with the specific act in the state where they are licensed.
Correct Answer is B
Explanation
A. Normal aging: Cognitive changes in normal aging occur very gradually and do not involve sudden fluctuations in alertness or the inability to focus. Older adults may experience a slight slowing in processing speed, but their baseline orientation and attention remain stable. Sudden, acute changes in mental status are always considered pathological and require immediate clinical investigation.
B. Delirium: This is an acute neurocognitive syndrome characterized by a disturbance in attention, fluctuating levels of consciousness, and a rapid onset. It is often secondary to an underlying physiological cause such as infection, medication toxicity, or metabolic imbalance. Because delirium is a medical emergency that is often reversible, the nurse must suspect and assess for it first.
C. Major neurocognitive disorder: This condition, formerly known as dementia, involves a progressive and irreversible decline in cognitive function over a long period. It does not typically present with the sudden onset or the rapid fluctuations in alertness seen in the question stem. The primary deficit in major NCD is memory and executive function rather than acute attentional disturbance.
D. Mild neurocognitive disorder: This diagnosis is applied when there is a modest cognitive decline that does not interfere with the individual's independence in daily activities. Like major NCD, it is usually a chronic and slowly evolving process rather than an acute change. The sudden nature of the symptoms described is inconsistent with the diagnostic criteria for mild NCD.
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