A client is self-employed as a mechanic and has no health insurance coverage. Which of the following best describes the legislation that will assist this client in obtaining health insurance?
Health Insurance Portability and Accountability Act (HIPAA)
Balanced Budget Act
Patient Protection and Affordable Care Act (ACA)
Social Security Act
The Correct Answer is C
A. HIPAA primarily protects the privacy and security of health information and ensures portability of coverage, but does not directly provide insurance access.
B. The Balanced Budget Act focuses on Medicare and Medicaid funding changes, not expanding access for uninsured individuals.
C. The Patient Protection and Affordable Care Act (ACA) created health insurance marketplaces and subsidies to help self-employed and uninsured individuals obtain affordable health coverage.
D. The Social Security Act established foundational programs like Medicare and Medicaid but does not specifically address private insurance access for the self-employed.
Nursing Test Bank
Naxlex Comprehensive Predictor Exams
Related Questions
Correct Answer is B
Explanation
A. High self-esteem is generally associated with positive coping mechanisms and lower risk-taking behavior.
B. Poor academic performanceis a common indicator of increased vulnerability to risk-taking behaviors such as substance use, early sexual activity, or delinquency.
C. Involvement in extracurricular activities is often protective, offering structure, social support, and engagement.
D. Middle-class income does not inherently increase the likelihood of risk-taking behavior; socioeconomic status is a factor, but performance and engagement are more direct indicators.
Correct Answer is D
Explanation
A. Secondary prevention focuses on early detection and intervention before significant damage occurs.
B. Health promotion can occur at all levels of prevention but does not specify the stage of intervention in this context.
C. Primary prevention aims to prevent the abuse or trauma before it occurs.
D. Tertiary preventioninvolves interventions to reduce complications and restore function after harm has occurred. Enhancing self-esteem in abused women, who have already experienced trauma, is a tertiary preventionstrategy focused on recovery and improving quality of life.
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