A nurse is discussing the most common reason individuals are uninsured. What is the most likely reason for a client to be uninsured?
Insurance is only available for hospitalization services.
Insurance coverage is not affordable.
The client is not eligible for coverage.
The client cannot find a plan that meets their needs.
The Correct Answer is B
Choice A reason: Insurance is available for a wide range of services beyond hospitalization, including outpatient care, preventive services, and prescriptions. This statement does not reflect the main barrier to coverage.
Choice B reason: Affordability is the leading reason individuals remain uninsured. High premiums, deductibles, and out-of-pocket costs make insurance inaccessible for many, especially those without employer-sponsored plans or who fall into coverage gaps.
Choice C reason: While eligibility can be a barrier for some, especially in states without Medicaid expansion, it is not the most common reason overall. Many eligible individuals still cannot afford coverage.
Choice D reason: Although plan selection can be complex, most individuals can find plans that meet basic needs. The issue is more often financial than logistical.
Nursing Test Bank
Naxlex Comprehensive Predictor Exams
Related Questions
Correct Answer is B
Explanation
Choice A reason: Remaining in bed when unable to sleep can reinforce insomnia. Sleep hygiene guidelines recommend getting out of bed and engaging in a quiet activity until feeling sleepy again to avoid associating the bed with wakefulness.
Choice B reason: Drinking chamomile tea before bed is a recognized non-pharmacologic strategy to promote relaxation and improve sleep onset. Chamomile contains apigenin, a compound that binds to benzodiazepine receptors and has mild sedative effects.
Choice C reason: Exercising in the evening can increase alertness and body temperature, potentially interfering with sleep. Morning or early afternoon exercise is generally recommended to support circadian rhythm and sleep quality.
Choice D reason: Taking naps during the day, especially long or late naps, can disrupt nighttime sleep patterns and worsen insomnia. Sleep hygiene promotes consistent sleep-wake schedules and limiting daytime naps.
Correct Answer is A
Explanation
Choice A reason: Colorectal cancer screening is primarily designed to detect precancerous polyps before they develop into cancer. Early identification and removal of these polyps significantly reduce the risk of progression to malignancy. This preventive approach is supported by clinical guidelines and has been shown to improve outcomes and reduce mortality. The nurse should emphasize the proactive benefit of screening even in asymptomatic individuals.
Choice B reason: This statement is incorrect and misleading. Screening is intended for individuals who may not have symptoms, precisely to catch disease early. Waiting for symptoms often means the disease is already advanced, which reduces treatment effectiveness and increases complications.
Choice C reason: While screening can identify cancer at various stages, its primary goal is early detection—ideally before symptoms appear or before cancer develops. Framing it as a tool for identifying advanced cancer may discourage participation and misrepresent its preventive value.
Choice D reason: Colorectal cancer screening is specific to the colon and rectum. It is not used to diagnose other types of cancer. This statement is inaccurate and could confuse the client about the purpose and scope of the screening.
Whether you are a student looking to ace your exams or a practicing nurse seeking to enhance your expertise , our nursing education contents will empower you with the confidence and competence to make a difference in the lives of patients and become a respected leader in the healthcare field.
Visit Naxlex, invest in your future and unlock endless possibilities with our unparalleled nursing education contents today
Report Wrong Answer on the Current Question
Do you disagree with the answer? If yes, what is your expected answer? Explain.
Kindly be descriptive with the issue you are facing.