A nurse is reviewing the records of a group of clients. Which of the following clients should the nurse identify as eligible to receive health insurance under the Medicare program?
A client who is below the age of 18
A client who is age 65 or older
A client whose income is below the poverty line
A client who does not have any other kind of health insurance
The Correct Answer is B
Choice A: A Client Who is Below the Age of 18
Medicare is primarily designed for individuals who are 65 years of age or older. However, there are exceptions for younger individuals with certain disabilities or specific conditions like End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS). Generally, children under the age of 18 are not eligible for Medicare unless they meet these specific criteria.
Choice B: A Client Who is Age 65 or Older
This is the correct answer. Medicare is a federal health insurance program primarily for people who are 65 years of age or older. It provides coverage for hospital care (Part A), medical services (Part B), and prescription drugs (Part D). Individuals who are 65 or older are automatically eligible for Medicare if they or their spouse have paid Medicare taxes for at least 10 years.
Choice C: A Client Whose Income is Below the Poverty Line
Medicare eligibility is not based on income level. Instead, it is primarily age-based (65 or older) or condition-based (certain disabilities, ESRD, or ALS). Individuals with low income may qualify for Medicaid, a separate program that provides health coverage for low-income individuals and families.
Choice D: A Client Who Does Not Have Any Other Kind of Health Insurance
Lack of other health insurance does not automatically qualify someone for Medicare. Eligibility for Medicare is based on age (65 or older) or specific medical conditions, not on the absence of other health insurance. Individuals without other health insurance may explore options like Medicaid or the Health Insurance Marketplace.
Nursing Test Bank
Naxlex Comprehensive Predictor Exams
Related Questions
Correct Answer is A
Explanation
Choice A: Make a Report to Child Protective Services (CPS)
This is the correct action for the nurse to take. Nurses are mandated reporters, meaning they are legally required to report any suspected cases of child abuse or neglect to the appropriate authorities. Child Protective Services (CPS) is the agency responsible for investigating reports of child abuse and ensuring the safety and well-being of children. Reporting to CPS ensures that the case is handled by professionals trained to investigate and intervene in such situations.
Choice B: Call the Police and Report the Suspected Abuse
While calling the police may seem like a logical step, it is not the primary action a nurse should take in this situation. The police may become involved later in the process, especially if there is an immediate threat to the child's safety. However, the initial report should be made to CPS, as they are the designated agency for handling child abuse cases.
Choice C: Call the Child's Guardian to Have the Child's Pediatrician Confirm the Suspected Abuse
This action is not appropriate because it could potentially place the child in further danger. If the guardian is the abuser, notifying them could lead to retaliation against the child or attempts to cover up the abuse. Additionally, it is not the role of the pediatrician to confirm abuse; this is the responsibility of CPS and law enforcement.
Choice D: Alert the School Principal of the Situation
While it is important to keep school officials informed, the nurse's primary responsibility is to report the suspected abuse to CPS. The school principal can be informed after the report has been made, but the immediate priority is to ensure the child's safety by contacting the appropriate authorities.
Correct Answer is C
Explanation
Choice A Reason:
The statement that individuals who desire a quality education are required to purchase healthy lunches at school is not accurate. While healthy lunches can contribute to better health outcomes, they are not a requirement for obtaining a quality education. This choice does not directly address the broader relationship between education and health outcomes. Instead, it focuses on a specific aspect of school life that is not universally applicable or mandated.
Choice B Reason:
The idea that quality education includes coverage for some medical expenses is misleading. Education systems typically do not cover medical expenses; this is usually the role of healthcare systems or insurance providers. While schools may offer some health services, such as school nurses or health education, these do not equate to comprehensive medical expense coverage. This choice does not accurately reflect the role of education in health outcomes.
Choice C Reason:
Individuals who attain a quality education increase the likelihood of obtaining a job that pays a living wage. This statement is supported by extensive research showing that higher educational attainment is associated with better employment opportunities and higher income levels. A living wage allows individuals to afford better healthcare, housing, and nutrition, all of which contribute to improved health outcomes. This choice directly links education to economic stability and health benefits, making it the most accurate and relevant statement.
Choice D Reason:
With a quality education, clients have increased access to virtual visits with primary care physicians. While education can improve health literacy and the ability to navigate healthcare systems, access to virtual visits is more directly influenced by factors such as technology availability, internet access, and healthcare policies. This statement oversimplifies the relationship between education and healthcare access, making it less accurate than the other choices.
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