A nurse is reviewing the records of a group of clients. Which of the following clients should the nurse identify as eligible to receive health insurance under the Medicare program?
A client who is below the age of 18
A client who is age 65 or older
A client whose income is below the poverty line
A client who does not have any other kind of health insurance
The Correct Answer is B
Choice A: A Client Who is Below the Age of 18
Medicare is primarily designed for individuals who are 65 years of age or older. However, there are exceptions for younger individuals with certain disabilities or specific conditions like End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS). Generally, children under the age of 18 are not eligible for Medicare unless they meet these specific criteria.
Choice B: A Client Who is Age 65 or Older
This is the correct answer. Medicare is a federal health insurance program primarily for people who are 65 years of age or older. It provides coverage for hospital care (Part A), medical services (Part B), and prescription drugs (Part D). Individuals who are 65 or older are automatically eligible for Medicare if they or their spouse have paid Medicare taxes for at least 10 years.
Choice C: A Client Whose Income is Below the Poverty Line
Medicare eligibility is not based on income level. Instead, it is primarily age-based (65 or older) or condition-based (certain disabilities, ESRD, or ALS). Individuals with low income may qualify for Medicaid, a separate program that provides health coverage for low-income individuals and families.
Choice D: A Client Who Does Not Have Any Other Kind of Health Insurance
Lack of other health insurance does not automatically qualify someone for Medicare. Eligibility for Medicare is based on age (65 or older) or specific medical conditions, not on the absence of other health insurance. Individuals without other health insurance may explore options like Medicaid or the Health Insurance Marketplace.
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Naxlex Comprehensive Predictor Exams
Related Questions
Correct Answer is C
Explanation
Choice A Reason:
Teaching residents about the dangers of lead-based paint is an important public health intervention, especially in older neighborhoods where lead paint may still be present. However, this intervention does not directly address the mobility and transportation issues faced by elderly residents with health problems. It is more relevant to preventing lead poisoning and ensuring safe living environments.
Choice B Reason:
Partnering with local churches and writing grants for childcare funding towards affordable daycares is a valuable community initiative. It supports working families by providing affordable childcare options. However, this intervention does not directly benefit elderly residents with health issues who have trouble getting around. It is more focused on supporting young families rather than addressing the specific needs of the elderly.
Choice C Reason:
Advocating for more transportation to healthcare facilities directly addresses the mobility challenges faced by elderly residents with health issues. Improved transportation options can significantly enhance their access to medical care, ensuring they receive timely treatments and check-ups. This intervention is crucial for maintaining their health and well-being, making it the most relevant and impactful choice for this scenario.
Choice D Reason:
Partnering with a nonprofit organization for the local farmers' market to sell fresh produce twice a week is an excellent initiative to improve access to healthy foods. While this can benefit the elderly by providing easier access to nutritious food, it does not directly address their transportation and mobility issues. It is a supportive measure but not the primary solution for their immediate needs.
Correct Answer is ["B","D","E"]
Explanation
Choice A Reason:
Assurance of services refers to the guarantee that health services are available and accessible to the population. While this is crucial for public health, it primarily affects the structural level of society rather than multiple levels. The Ecological Model emphasizes the interaction between individual, interpersonal, community, and societal factors. Assurance of services is more of a systemic factor and does not directly influence individual behavior across multiple levels.
Choice B Reason:
Health beliefs are a significant factor in the Ecological Model as they influence individual behaviors and decisions regarding health. These beliefs are shaped by personal experiences, cultural norms, and societal influences. Health beliefs operate at multiple levels, including the individual level (personal beliefs), interpersonal level (influence of family and friends), and community level (cultural and societal norms). They play a critical role in determining how individuals perceive health risks and engage in health-promoting behaviors.
Choice C Reason:
Medical funding is essential for the provision of healthcare services and the functioning of health systems. However, it primarily affects the structural and policy levels rather than multiple levels of society. While adequate funding is necessary for ensuring access to healthcare, it does not directly influence individual health behaviors across different levels of the Ecological Model.
Choice D Reason:
Laws and local ordinances that relate to health are crucial in shaping the environment in which individuals live. These regulations can influence health behaviors by creating supportive environments, such as smoke-free zones, safe drinking water standards, and regulations on food safety. These laws operate at the community and societal levels, impacting individual and collective behaviors by establishing norms and standards that promote health.
Choice E Reason:
Interaction with others is a key component of the Ecological Model, affecting health behavior at multiple levels. Social interactions influence individual behaviors through peer pressure, social support, and the sharing of information. At the interpersonal level, family and friends can encourage or discourage healthy behaviors. At the community level, social networks and community organizations play a role in shaping health norms and behaviors. These interactions are integral to understanding how health behaviors are adopted and maintained.
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