A nurse is reviewing the records of a group of clients. Which of the following clients should the nurse identify as eligible to receive health insurance under the Medicare program?
A client who is below the age of 18
A client who is age 65 or older
A client whose income is below the poverty line
A client who does not have any other kind of health insurance
The Correct Answer is B
Choice A: A Client Who is Below the Age of 18
Medicare is primarily designed for individuals who are 65 years of age or older. However, there are exceptions for younger individuals with certain disabilities or specific conditions like End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS). Generally, children under the age of 18 are not eligible for Medicare unless they meet these specific criteria.
Choice B: A Client Who is Age 65 or Older
This is the correct answer. Medicare is a federal health insurance program primarily for people who are 65 years of age or older. It provides coverage for hospital care (Part A), medical services (Part B), and prescription drugs (Part D). Individuals who are 65 or older are automatically eligible for Medicare if they or their spouse have paid Medicare taxes for at least 10 years.
Choice C: A Client Whose Income is Below the Poverty Line
Medicare eligibility is not based on income level. Instead, it is primarily age-based (65 or older) or condition-based (certain disabilities, ESRD, or ALS). Individuals with low income may qualify for Medicaid, a separate program that provides health coverage for low-income individuals and families.
Choice D: A Client Who Does Not Have Any Other Kind of Health Insurance
Lack of other health insurance does not automatically qualify someone for Medicare. Eligibility for Medicare is based on age (65 or older) or specific medical conditions, not on the absence of other health insurance. Individuals without other health insurance may explore options like Medicaid or the Health Insurance Marketplace.
Nursing Test Bank
Naxlex Comprehensive Predictor Exams
Related Questions
Correct Answer is C
Explanation
Choice A Reason:
This statement is incorrect because it describes a true negative, not a false negative. A true negative occurs when the test correctly identifies that a person does not have the disease. In a two-by-two table, this is represented in the cell where both the actual status and the test result indicate no disease.
Choice B Reason:
This statement is incorrect because it describes a true positive, not a false negative. A true positive occurs when the test correctly identifies that a person has the disease. In a two-by-two table, this is represented in the cell where both the actual status and the test result indicate the presence of the disease.
Choice C Reason:
This statement is correct because it accurately describes a false negative. A false negative occurs when the test incorrectly indicates that a person does not have the disease when, in fact, they do. In a two-by-two table, this is represented in the cell where the actual status indicates the presence of the disease, but the test result indicates no disease.
Choice D Reason:
This statement is incorrect because it describes a false positive, not a false negative. A false positive occurs when the test incorrectly indicates that a person has the disease when, in fact, they do not. In a two-by-two table, this is represented in the cell where the actual status indicates no disease, but the test result indicates the presence of the disease.
Correct Answer is D
Explanation
Choice A reason: "I will not know if I am going to be in the intervention or control group."
This statement indicates a misunderstanding of the nature of a cross-sectional study. Cross-sectional studies involve observing a specific population at a single point in time to gather data on various variables. There are no intervention or control groups in such studies, as they do not involve experimental manipulation or longitudinal follow-up.
Choice B reason: "The study will last for 10 years. You will contact me annually for an interview and blood work."
This statement describes a longitudinal study, not a cross-sectional study. Longitudinal studies involve repeated observations of the same variables over an extended period. Cross-sectional studies, on the other hand, collect data at one specific point in time, making this statement incorrect.
Choice C reason: "You'll need to find other participants like me but who do not have this disease."
This statement suggests a case-control study design, where participants with a specific condition (cases) are compared to those without the condition (controls). Cross-sectional studies do not require such comparisons; they simply collect data from a population at a single point in time to analyze the prevalence of certain characteristics or conditions.
Choice D reason: "The survey will take an hour to complete and then I'll be done."
This statement accurately reflects the nature of a cross-sectional study. These studies typically involve a one-time data collection process, such as a survey or interview, to gather information on various variables. Once the survey is completed, the participant's involvement in the study is finished, making this the correct understanding of a cross-sectional study.
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