Which federal legislative act helps ensure equality in benefits for both medical/surgical and mental health needs to all insured Americans? Select all that apply.
Patient Protection and Affordable Care Act of 2010.
Health Care and Education Reconciliation Act of 2010.
The Health Insurance Portability and Accountability Act of 1996.
The Wellstone-Domenici Parity Act of 2008.
Mental Health Parity Act of 1996.
Correct Answer : A,B,D,E
Choice A rationale
The Patient Protection and Affordable Care Act (PPACA) of 2010 strengthened mental health and substance use disorder parity requirements by integrating them into the Essential Health Benefits (EHBs). This legislation effectively mandated that most individual and small-group health plans cover mental health and substance use disorder services with benefits and cost-sharing equivalent to those for medical and surgical care.
Choice B rationale
The Health Care and Education Reconciliation Act (HCERA) of 2010 was an amendment to the PPACA. Although its primary focus was on student loans and Medicare, it is integral to the overall structure of the PPACA and contributes to the legislative foundation that mandates parity for mental health benefits within the expanded health coverage system.
Choice C rationale
The Health Insurance Portability and Accountability Act (HIPAA) of 1996 primarily addresses the continuation of health insurance coverage, simplification of administrative processes, and the establishment of standards for the electronic transmission and security of health information (patient privacy rules). It does not specifically address or mandate parity in benefit levels between mental health and medical/surgical services.
Choice D rationale
The Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act (MHPAEA) of 2008 significantly strengthened previous parity laws. It required group health plans that offer mental health or substance use disorder benefits to provide benefits that are no more restrictive than those for medical and surgical benefits, particularly concerning financial requirements and treatment limitations.
Choice E rationale
The Mental Health Parity Act (MHPA) of 1996 was the precursor to MHPAEA. It initially required parity for annual and lifetime dollar limits for mental health benefits compared to medical/surgical benefits. Although limited in scope, it was the first federal law to require some level of equality in mental health coverage.
Nursing Test Bank
Naxlex Comprehensive Predictor Exams
Related Questions
Correct Answer is A
Explanation
Choice A rationale
A therapeutic nurse-patient relationship is fundamentally patient-centered and goal-oriented, with a focus exclusively on the patient's needs and growth. The nurse assists in identifying and discussing problems, exploring alternatives, and providing support, but the responsibility for implementing solutions and behavioral change ultimately lies with the patient, fostering autonomy and self-efficacy within the relationship's defined boundaries.
Choice B rationale
This describes characteristics of a personal or social relationship, which is mutually satisfying and involves the reciprocal sharing of feelings and meeting of both individuals' needs. A therapeutic relationship, by contrast, maintains strict professional boundaries, is not mutual in meeting needs, and is focused solely on the patient's therapeutic outcomes and mental health goals.
Choice C rationale
This explanation, while reflecting partnership in goals, is too broad and leans toward the mutuality and reciprocal satisfaction found in a personal relationship. The professional nature of the therapeutic relationship dictates that the nurse's concern is specifically for the patient's growth, not a mutual concern for the nurse's growth and satisfaction, maintaining a clear professional boundary.
Choice D rationale
In a therapeutic relationship, the focus always remains on the patient; it does not shift to the nurse. Furthermore, the nurse does not offer personal advice, but rather helps the patient explore their own solutions. Mutual implementation of solutions also breaches professional boundaries and diminishes the patient's responsibility for their own self-directed change and recovery.
Correct Answer is C
Explanation
Choice A rationale
This statement reflects a global, self-defeating cognitive distortion known as overgeneralization, applying a single failure to all future attempts ("always fail"). Cognitive Behavioral Therapy (CBT) aims to challenge and modify such rigid, irrational beliefs toward more balanced, realistic thinking, making this statement a lack of progress within the therapeutic framework.
Choice B rationale
This is another example of pervasive cognitive distortion, specifically all-or-nothing thinking or catastrophizing, suggesting a view that all life events are inherently negative ("always go wrong"). Progress in CBT involves moving away from these absolute terms to recognize situational variance and positive outcomes, thus this statement indicates limited therapeutic change.
Choice C rationale
This statement, "Sometimes I do stupid things," demonstrates cognitive restructuring and de-personalization of failure, which are key goals in CBT. By using the word "Sometimes," the client reframes the self-criticism from a global, fixed self-identity ("I'm stupid") to a specific, contextualized behavior ("do stupid things"), showing an awareness that negative actions do not define the whole self.
Choice D rationale
"I'm disappointed in my lack of ability" shifts the language from a global self-label to a feeling about a performance deficit. While less absolute than the original statement, it still focuses on an internal, perceived deficit ("lack of ability") rather than separating the behavior from the self and acknowledging the situational nature of error, which is the hallmark of progress in CBT.
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