A nurse is working with a case manager for a client who participates in a health maintenance organization. The nurse should identify that a health maintenance organization provides which of the following payment structures?
The provider is paid a fixed sum for the client on a monthly or yearly basis.
The provider bills the client directly for a predetermined percentage of the cost of services.
The client pays the insurer a percentage of the total costs for each service rendered by the provider.
The client is participating in a fee-for-service health care insurance program.
The Correct Answer is A
A. In a health maintenance organization (HMO), providers typically receive a fixed sum (capitation) for each client enrolled, regardless of the services provided.
B. Billing the client directly for services rendered is more typical of fee-for-service or cost-sharing arrangements.
C. This option describes a cost-sharing model where the client pays a portion of the service costs, common in some insurance plans but not HMOs.
D. Fee-for-service insurance involves providers billing for each service provided, not typical in HMOs where payments are typically fixed.
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Related Questions
Correct Answer is D
Explanation
A. Chronic obstructive pulmonary disease affects breathing but does not directly increase fall risk.
B. Chronic kidney disease can lead to fluid and electrolyte imbalances but does not directly increase fall risk.
C. Wide-angle glaucoma affects vision but does not necessarily increase fall risk.
D. Osteoarthritis can affect joint stability and mobility, increasing the risk of falls due to impaired balance and coordination.
Correct Answer is C
Explanation
A. Down syndrome alone does not typically require alterations in the standard immunization schedule.
B. Sickle cell disease does not typically necessitate alterations in the standard immunization schedule.
C. Children with leukemia often have altered immune function and may require modifications to the immunization schedule based on their treatment plan.
D. Failure to thrive alone does not typically necessitate alterations in the standard immunization schedule.
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