A nurse is working with a case manager for a client who participates in a health maintenance organization. The nurse should identify that a health maintenance organization provides which of the following payment structures?
The provider is paid a fixed sum for the client on a monthly or yearly basis.
The provider bills the client directly for a predetermined percentage of the cost of services.
The client pays the insurer a percentage of the total costs for each service rendered by the provider.
The client is participating in a fee-for-service health care insurance program.
The Correct Answer is A
A. In a health maintenance organization (HMO), providers typically receive a fixed sum (capitation) for each client enrolled, regardless of the services provided.
B. Billing the client directly for services rendered is more typical of fee-for-service or cost-sharing arrangements.
C. This option describes a cost-sharing model where the client pays a portion of the service costs, common in some insurance plans but not HMOs.
D. Fee-for-service insurance involves providers billing for each service provided, not typical in HMOs where payments are typically fixed.
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Correct Answer is C
Explanation
A. Access to medical records by the billing department is not typically part of HIPAA without patient consent.
B. HIPAA allows patients to make decisions about who can access their health information, not solely their healthcare provider.
C. Sharing medical information with providers involved in the client's care is consistent with HIPAA privacy rules.
D. Assistive personnel would need specific authorization to access prior admission information under HIPAA.
Correct Answer is C
Explanation
A. Developing educational materials is important, but it is not the first step. Assessing the current knowledge level will guide the development of these materials.
B. Having breast models available is useful for teaching, but first, the nurse needs to assess the knowledge level to tailor the teaching appropriately.
C. Determining the employee's knowledge level of breast self-examination is the first step, as it helps the nurse understand what information needs to be provided and the areas that need more focus.
D. Scheduling a guest speaker can be beneficial, but only after understanding the baseline knowledge of the employees to ensure the speaker addresses their specific needs and questions.
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