A 66-year-old client is retiring and will no longer have health insurance through a place of employment. Which agency should the client be referred to by the employee health nurse for health insurance needs?
Women, Infant, and Children program.
Consolidated Omnibus Budget Reconciliation Act provisions.
Medicare.
Medicaid.
The Correct Answer is C
A) Women, Infant, and Children program:
The Women, Infant, and Children (WIC) program provides nutritional assistance to low-income pregnant women, new mothers, and young children. It is not designed for general health insurance needs and is not applicable to a 66-year-old retiring from employment.
B) Consolidated Omnibus Budget Reconciliation Act provisions:
The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows employees and their families to continue their health insurance coverage for a limited period after leaving employment. While COBRA can provide temporary coverage, it may not be the most appropriate long-term solution for a retiree who will likely need ongoing health insurance coverage beyond the COBRA continuation period.
C) Medicare:
Medicare is a federal health insurance program specifically designed for individuals aged 65 and older. Since the client is 66 years old and retiring, Medicare is the most appropriate agency to refer to for health insurance needs. Medicare provides comprehensive health coverage for seniors and is suited to their age group.
D) Medicaid:
Medicaid provides health coverage for low-income individuals and families, including some older adults with limited income and resources. However, for a 66-year-old client who is retiring and is likely eligible for Medicare, Medicaid may not be the primary insurance option unless the client has specific low-income needs that qualify them for additional assistance. Medicare is the primary program for seniors.
Nursing Test Bank
Naxlex Comprehensive Predictor Exams
Related Questions
Correct Answer is C
Explanation
A) A young person with diabetes mellitus:
While diabetes mellitus is a significant health condition that requires management, especially in cold weather, it does not necessarily indicate an immediate or heightened risk compared to other conditions. Diabetes requires proper care and monitoring, but the urgency related to exposure to freezing temperatures may not be as critical as other conditions.
B) A middle-aged person who has hypertension:
Hypertension is an important condition that requires management, but in the context of a cold weather emergency, it does not represent an immediate risk related to exposure. The middle-aged person with hypertension may need stable conditions for managing their health, but their situation is less critical in terms of immediate exposure to freezing temperatures.
C) An older person who is malnourished:
An older person who is malnourished is at a higher risk when exposed to freezing temperatures. Malnutrition can impair the body’s ability to regulate temperature and increase susceptibility to cold-related illnesses such as hypothermia. Therefore, this individual is at greater risk and most in need of shelter to protect against the dangers of extreme cold.
D) An adult who was hit by a car 3 weeks ago:
An individual who was injured in a car accident 3 weeks ago may have ongoing medical needs, but unless there are specific complications or issues directly related to cold exposure, their immediate need for shelter due to freezing temperatures is less critical compared to a malnourished older person. Ensuring warmth and protection from the cold is the primary concern for those most vulnerable to the weather conditions.
Correct Answer is C
Explanation
A) Ask each older adult to bring a food for others to taste, then estimate the fat contained in these foods:
While involving participants by having them bring foods can encourage engagement, estimating fat content without precise measurements or nutritional information may lead to inaccuracies. This method does not provide the structured and clear information needed for effective education about fat content.
B) Show a movie about cooking with foods that are low in fat but delicious:
Showing a movie can be an engaging way to present information, but it may not offer detailed, interactive learning about the specific fat content of foods. A movie provides general information but lacks the direct discussion and analysis of nutritional data that participants might need.
C) Determine foods most often eaten by this group and discuss the nutritional panel of each product:
This method is effective as it addresses the specific foods commonly consumed by the older adults in the group. Discussing the nutritional panels of these foods allows for a focused examination of fat content and other nutritional information relevant to their diets. This approach provides practical, personalized education and helps participants make informed dietary choices.
D) Display posters with foods and tell the seniors about the fat content:
Displaying posters with information about fat content is useful for visual learning but may not be as interactive or engaging as discussing specific foods that participants are familiar with. This method provides general information but lacks the personalized touch of discussing commonly eaten foods and their nutritional panels.
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