Which of the following is the largest source of financing for nursing home care?
Private long-term care insurance
Medicaid
Medicare
Private out-of-pocket payments
The Correct Answer is B
Rationale:
A. Private long-term care insurance: While private long-term care insurance can help cover the costs of nursing home care for individuals who have purchased policies, it is not the largest source of financing for nursing home care.
B. Medicaid: Medicaid is the largest source of financing for nursing home care in the United States. It provides coverage for low-income individuals who meet eligibility criteria, including coverage for long-term care services such as nursing home care.
C. Medicare: While Medicare provides limited coverage for skilled nursing facility care following a hospital stay, it is not the largest source of financing for nursing home care overall.
D. Private out-of-pocket payments: Private out-of-pocket payments, including payments made by individuals or their families, contribute to financing nursing home care but are typically not as significant as Medicaid.
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Related Questions
Correct Answer is B
Explanation
Rationale:
A. Well-to-do, private-pay patients started using hospitals: This development is more characteristic of stage 1 of the evolution of hospitals, where hospitals primarily served the wealthy and were often charitable institutions.
B. Advanced sanitation, nursing, and medical services: Stage 2 of the evolution of hospitals saw significant improvements in sanitation practices, the professionalization of nursing, and advancements in medical services, contributing to the transformation of hospitals into more
modern healthcare institutions.
C. Transition from primarily government institutions to community institutions: While the role of hospitals expanded to serve broader community needs during this stage, it was not the defining characteristic of stage 2.
D. Medical discoveries transformed hospitals into institutions of medical: While medical discoveries certainly influenced the evolution of hospitals, they were not unique to stage 2 and were ongoing throughout the development of healthcare institutions.
Correct Answer is D
Explanation
Rationale:
A. Training in community health, public health, and geriatrics: While important for addressing workforce challenges, this option focuses on specific areas of training rather than broader workforce strategies.
B. Unify licensing and scope of practice across states: This proposal aims to address regulatory barriers but may not directly address workforce challenges as comprehensively as other options.
C. Nurses should practice to the full extent of their training and education: This proposal focuses on maximizing the role of nurses, which is important but may not address all aspects of future workforce challenges.
D. Flexibility, cross-training, and skills in nonclinical areas (such as supervision): This proposal emphasizes adaptability and diversification of skills, which can help address workforce
challenges by enabling healthcare professionals to fill multiple roles and adapt to changing healthcare needs.
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