Which of the following is the largest source of financing for nursing home care?
Private long-term care insurance
Medicaid
Medicare
Private out-of-pocket payments
The Correct Answer is B
Rationale:
A. Private long-term care insurance: While private long-term care insurance can help cover the costs of nursing home care for individuals who have purchased policies, it is not the largest source of financing for nursing home care.
B. Medicaid: Medicaid is the largest source of financing for nursing home care in the United States. It provides coverage for low-income individuals who meet eligibility criteria, including coverage for long-term care services such as nursing home care.
C. Medicare: While Medicare provides limited coverage for skilled nursing facility care following a hospital stay, it is not the largest source of financing for nursing home care overall.
D. Private out-of-pocket payments: Private out-of-pocket payments, including payments made by individuals or their families, contribute to financing nursing home care but are typically not as significant as Medicaid.
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Naxlex Comprehensive Predictor Exams
Related Questions
Correct Answer is A
Explanation
A. Concurrent: Concurrent utilization review involves the ongoing monitoring of a patient's care and recovery while they are still receiving treatment. This type of review focuses on ensuring that the care provided is appropriate and that the patient is progressing as expected.
B. Preauthorization: Preauthorization involves obtaining approval from a health insurer before a service is provided to ensure it will be covered. It does not focus on monitoring a patient's recovery.
C. Retrospective: Retrospective review involves evaluating the care provided to a patient after the treatment has been completed. It looks at the appropriateness of care but does not monitor ongoing recovery.
D. Prospective: Prospective review involves evaluating the necessity of a treatment before it begins. It does not include ongoing monitoring of a patient's prognosis for recovery.
Correct Answer is B
Explanation
Rationale:
A. Research became an important adjunct to medical care: While research related to COVID-19 became a priority during the pandemic, it is not a direct effect on hospitals as described in the options.
B. Surgeries were cancelled to accommodate COVID patients: Many hospitals experienced cancellations of elective surgeries and procedures to prioritize resources for COVID-19 patients, conserve personal protective equipment (PPE), and maintain capacity for potential surges in COVID-19 cases.
C. Many hospitals established university affiliations: While some hospitals may have established or strengthened affiliations with universities for various reasons, this is not a direct effect of COVID-19.
D. Surgeries were at an all-time high during the Covid-19 surge: This statement is inaccurate; surgeries were generally reduced or postponed during the COVID-19 surge to focus on essential and emergent medical needs.
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